Quick application. Instant decisions. Funds deposited the same day. Capital that moves as fast as your business.
Clear Capital works closely with leading U.S. financial institutions to deliver capital across all 50 states.
Four products, built around how your business actually works — not how banks want it to.
Predictable monthly payments. Fixed terms from 6 to 60 months. For expansion, equipment, or working capital.
Draw only what you need. Pay interest only on what you use. Reusable capital on demand.
Repay a percentage of monthly revenue. Payments flex with your cash flow — no rigid schedule.
Finance the tools that run your business. Equipment as collateral — preserve your working capital.
We've removed every unnecessary step from the funding process so you can focus on what matters — running your business.
Fill out our streamlined online application in under 2 minutes. No paperwork, no branch visits required.
AI-powered underwriting reviews your application in real time. Decision in minutes, not days.
Review personalized funding offers side-by-side. Choose the terms that fit your business.
Accept, sign digitally, and funds arrive in your account — sometimes the same day.
No hidden fees, no confusing terms. You get a clear, upfront view of your funding options so you always know exactly what you're agreeing to.
From application to funded in as little as 24 hours. Our products are built around your business needs — not one-size-fits-all bank requirements.
Every business gets a dedicated funding specialist from day one — a real person who knows your account and is available when you need them.
Expand your dining room, cover seasonal gaps, fund equipment upgrades.
Equipment upgrades, staffing, and facility improvements for practices.
Bridge project milestones, purchase equipment, cover materials.
Stock inventory, launch product lines, scale your online store.
Finance vehicles, cover fuel costs, expand your fleet without interruption.
Product development, hiring, and infrastructure — capital that moves fast.
We work with businesses across dozens of industries. If you're generating revenue, we can likely help.
Expand your dining room, cover seasonal cash flow gaps, fund equipment for restaurants, cafés, food trucks, and catering operations.
Medical practices, dental offices, and wellness clinics use our funding for equipment upgrades, staffing, and facility improvements.
Stock up on inventory, launch a new product line, or scale your online store. We help retail businesses move fast when opportunity knocks.
Bridge the gap between project milestones or purchase new equipment. We understand the cyclical nature of construction.
Finance new vehicles, cover fuel costs, or expand your fleet. Our funding keeps transportation businesses rolling without interruption.
Upgrade your shop, purchase diagnostic equipment, or manage slow-season cash flow. We work with auto service businesses of all sizes.
Law firms, accounting practices, marketing agencies, and consultancies use our capital to grow teams and expand service offerings.
Purchase raw materials, upgrade production lines, or fulfill large orders. We help manufacturers scale without sacrificing working capital.
Renovate rooms, invest in guest experience, or manage off-season expenses. We fund hospitality businesses that want to stand out.
Product development, hiring, and infrastructure — growing tech companies need capital that moves as fast as they do.
Property managers, real estate agencies, and brokers use our funding for operational gaps, marketing campaigns, and growth.
Salons, spas, barbershops, and fitness studios rely on our funding to remodel, purchase equipment, and hire top talent.
Four products covering every major business funding need, from short-term working capital to long-term equipment financing.
Predictable payments. Fixed terms from 6 to 60 months. Capital for expansion, equipment, or working capital — on your timeline.
Draw only what you need. Pay interest only on what you use. A flexible credit line that works like a financial safety net.
Unlock growth capital that moves with your business. Repay a percentage of revenue — no rigid fixed payments, no collateral required.
Finance the equipment that runs your business without draining cash reserves. From heavy machinery to technology, we've got you covered.
We've simplified business funding so you can focus on what matters — growing your business.
Complete our streamlined online application in under 2 minutes from any device. No lengthy paperwork, no branch visits required.
Our AI-powered underwriting system analyzes your application in real time. You receive a funding decision typically within minutes, not days.
Review your personalized funding offers and choose the one that best fits your needs. Our specialists are available to walk you through options.
Accept your offer and sign the agreement digitally. Funds are deposited directly to your business bank account — sometimes as fast as the same day.
We use alternative data to assess your business — including revenue, cash flow, and business history — giving more businesses access to capital than traditional banks.
Browse our FAQ for quick answers, or speak directly with a funding specialist.
Clear Capital was founded on one simple idea: business owners deserve a funding partner that's as straightforward and transparent as they are.
Too many business owners have been burned by lenders who bury the real cost of capital in fine print, move slowly when time is critical, and disappear after the deal closes.
We built Clear Capital to be the opposite of that. We specialize in fast, flexible business funding — from term loans and lines of credit to revenue-based financing and equipment financing.
Our team combines deep industry expertise with a client-first approach to make sure you get the right product for your business, not just the easiest one to sell. Whether you're covering a cash flow gap, seizing a growth opportunity, or investing in equipment that keeps your business running — we're here to make it happen. Clearly, quickly, and without the runaround.
No hidden fees, no confusing terms. Clear, honest view of your funding options — upfront pricing always.
Business doesn't wait, and neither should your funding. We've built our process to get capital into your account as quickly as possible.
Every client gets a dedicated funding specialist from day one who understands your business and matches you with solutions that fit.
A funding specialist is ready to walk you through your options.
Get a funding decision in minutes. No credit check required to get started.
2 minutes. No paperwork. No credit check to get started.
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Predictable payments. Fixed terms from 6 to 60 months. Capital for expansion, equipment, or working capital — on your timeline.
Access substantial capital to fund major business initiatives, acquisitions, or large-scale expansions.
Choose a repayment term that aligns with your cash flow — from 6 months up to 5 years.
Predictable payments make budgeting simple. Know exactly what you owe every single month.
Receive your funds in as little as 24 hours after approval. No waiting weeks for a decision.
Fill out our streamlined online application. No paperwork, no branch visits required.
Our team reviews your application and presents personalized term loan options tailored to your business.
Accept your offer and funds are deposited as fast as the same business day.
Find the product that's the right fit for your business.
Draw only what you need. Pay interest only on what you use. A flexible credit line that works like a financial safety net for your business.
A revolving credit line that grows with your business. Draw what you need, when you need it.
Interest accrues only on the amount you draw, not the full credit limit. Keep costs lean.
As you repay, your available credit replenishes automatically. One approval, ongoing access.
Fast decisions and same-day funding mean you can act on opportunities without delay.
A single streamlined application opens your line of credit. No repeated approvals for each draw.
Access funds whenever your business needs them — for payroll, inventory, unexpected expenses, or growth.
Repay at your pace and your credit line replenishes — ready for the next time you need it.
Unlock growth capital that moves with your business. Repay a percentage of revenue — no rigid fixed payments, no collateral required.
Significant growth capital tied to your revenue performance, not your collateral or credit score alone.
Repay a fixed percentage of monthly revenue. When business slows, your payments do too.
There's no rigid repayment schedule. The term adjusts naturally with your revenue cycle.
Funds deposited as fast as 24 hours after approval so you can keep your business moving forward.
Share basic business and revenue information. Our application is quick, with no paperwork required.
We analyze your revenue and present a financing offer with a clear, upfront factor rate.
Funds arrive fast and repayments flex with your revenue, keeping cash flow predictable.
Finance the equipment that runs your business without draining your cash reserves. From heavy machinery to technology, we've got you covered.
Finance heavy machinery, technology, vehicles, and specialized equipment at scale.
The equipment itself often secures the loan — making approval easier without tying up other assets.
Spread the cost of major equipment purchases over time. Keep your cash reserves available for operations.
Purpose-built equipment financing decisions are fast. Get funded and operational without long delays.
Share the equipment type and estimated cost. Our application takes just a few minutes.
We structure a financing package around the equipment, your business profile, and cash flow needs.
Funds are sent directly so you can purchase your equipment and get to work — fast.